The age of digitized enlightenment is here!

Intelligent financial services
in the palm of your hands.

Take total control of your money with YAP’s powerful and innovative financial app – manage your money smarter and easier.

YAP is a fintech, not a bank.

YAP is an innovative financial application providing you intelligent tools
that give you total control of your finances.


YAP uses industry-leading levels of data encryption and security measures to ensure your account and money are safe at all times.


Sign up in seconds. A mobile number and smartphone are all you need to start using YAP.


YAP makes digital banking crystal clear. With our personal finance app, enjoy no hidden fees, and no unfair markups.


We designed YAP to be user-centered, giving you the power to customize your profile. Personalize your experience and take control.

Pakistan’s most innovative digital banking app that encourages healthy spending habits.

Granular Analytics

Get a deeper look into all your spendings broken down by category and merchant. Budgeting just got easier.

Intuitive Card Controls

Instantly freeze your card, or set limits on where you can use it, with a touch of a button.

Bill Payments Simplified

View all your bills in one place. Whether it's monthly utilities or splitting bills with friends. YAP has you covered.

Real-time Spend Notifications

Receive instant in-app notifications every time you use YAP - down to the location and time.


How it works

In five easy steps, YAP makes sure you get the best experience from start to finish.

Share the love!

Invite your friends to join the party with YAP. After all, the more the merrier 🙂