Refer a Friend


Refer a friend
and get AED 25.


Refer a friend and get AED 25.

How do I invite my friends?

Step 1

Open the YAP app

Step 2

Click on "Refer a friend"
icon on your dashboard

Step 3

Share the link
with your friend

What do my friends need to do?

Step 1

Create a YAP account
using your unique referral link

Step 2

Verify their identity and
complete our KYC checks

Step 3

Activate their account by
setting up their PIN

Step 4

Spend AED 500 to
get AED 50 sign up bonus*

* Terms and conditions apply

Terms and Conditions

What you need to do? What you get?
Referrer - Refer your friends and family AED 25
Referee - Activate your account
- Spend AED 500
*click here to see the T&Cs
AED 50*
  1. This offer is valid until 11:59pm on September 30th 2022.
  2. Referrer can refer max of 25 referees.
  3. Customer accounts will be credited month end based on eligibility.
  4. YAP’s decision on all matters relating to this Offer and in case of any dispute shall be final and binding on all Cardholders.
  5. These offers cannot be used in conjunction with any other offers, promotions, or competitions.
  6. YAP reserves the right, at its absolute discretion, to amend and/or supplement these terms and conditions at any time without any prior notification to the cardholder. Any such amendments or supplements shall be provided on YAP’s website
  7. Cardholder’s account(s) that are either closed, blocked, or terminated or delinquent prior to or during the Offer period or prior to the Offer fulfilment will NOT be eligible for the Offer.
  8. *This offer is ONLY valid for new accounts.
  9. *Account activations are subject to partner bank approval.
  10. Referrer will only be eligible for the AED 25 when Referee’s account is activated and he/she spend AED 500.*