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How secure is YAP?

Not only is your YAP digital banking account secured by a PIN code, but all cards come with a secure chip* Transaction made in-app or online will be confirmed by an OTP sent to your registered mobile number. This way, YAP prevents any unauthorized payments from taking place.

*The embedded chip in your card stores information in a secured and encrypted format, making it difficult for unauthorized users to copy or gain access to it.

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