YAP is free to download and use. You do not require a minimum salary or have to maintain a minimum balance to create an account or begin using YAP. Future card plans will allow you to upgrade to a paid YAP account or pay for selected packages on the go for more features. While YAP is free, certain transactions or transfers may come with banking fees. You can see a list of these fees under the more section in the app or our website.
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